If owning a Range Rover is not individual enough for you then there are companies out there who can convert your car to your specific requirements. Companies such as Overfinch, Revere and Kahn to name but three.
These companies can transform your vehicle to include a new body styling package, new wheels and new interior. The options are almost limitless and can turn an already special car into something comfortable, stylish and unique.
With many high value motor insurers seeing work done by these companies as ‘modification’ it can be difficult to arrange insurance to meet the level required. It may be that a standard insurer will cover your car up to the replacement cost of a standard Range Rover and sometimes not even up to this level. In addition, standard Insurers see the work carried out by these conversion companies as a theft risk.
Here at www.highvaluehomeinsuranceuk.com we source insurance policies that offer the additional level of cover you would hope to see in an insurance policy. Perhaps the most important being an agreed value policy. Many standard insurance policies will take into account the second value of a car once it is driven out of the showroom; this can leave you considerably out of pocket in the event of a total loss. If you have paid for a conversion in addition, it could leave you with a larger difference to make up.
A High Value Motor Insurance policy (or High Net Worth Motor Insurance policy) can offer cover as follows:
- Agreed Value policy
- Choice of accident repairer
- Fully comprehensive driving cover for any vehicle not owned by you
- Fully comprehensive cover for any driver (subject to drivers named living at the main residence or dependents)
- European breakdown cover
In addition to the above, McLeod Insurance can source policies that include all vehicles in the household. This can often reduce the combined cost of all policies and have one combined renewal date. This could include all the families vehicles, classic cars, motorbikes etc…
It is also possible to incorporate your household insurance policy under the same policy. McLeod Insurance can offer advice on whether a combined policy could be of benefit to you.
A completely free review is available either on the phone or, if a larger and complex risk, then face to face. With over 25 years of experience in this area of insurance, Richard McLeod offers truly independent advice as there are no ties to any insurance company.
With the recent spate of Range Rover thefts, it has never been so important to protect your vehicles; by way of physical security and insurance. McLeod Insurance can offer advice in both of these areas and ensure that you have the very best protection available in the market. McLeod Insurance can be contacted on 07809 260852 or email richard.mcleod@mcleodriskservices.com
For further information on the companies discussed about above see:
http://www.kahndesign.com
Richard McLeodDirector at McLeod Risk Services LLP
Top tip
Using an independent bespoke insurance broker such as McLeod Insurance, can reduce the cost of your policy, whilst also achieving the broadest cover in the market.
Direct policies are NOT necessarily the best value.
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